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"I continue to be impressed by the excellent customer service I receive when I visit the offices."
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Products and Services  - Other

LinCu
BENEFITS

* No charge on point of sale transactions anywhere in the world

* Free travel/accident insurance (US $25,000.00)

* Free auto rental insurance (North America only and Only when you use the Card to purchase tickets or to rent cars)

* Maximum of $20,000.00 (TT) point of sale daily transaction limit

* Maximum of $3,000.00 daily cash withdrawal limit

* Detailed monthly financial statements

* 24 Hour access to funds at ATMs anywhere in the world where a Visa sign is displayed.

* Ability to assign salary deduction payments directly to the card account.

* Proceeds from loans/Fixed Deposit Interest can be credited to the card account.
 
* A low annual registration fee of only $100.00
 
Visit any one of  our branches and sign up for your LinCu card today!
 
SAVI
Secure Automated Voice Information is an automated telephone and database system that enables members to access account balances via the telephone. With a PIN known only to you, gain easy access to your RHAND account information (shares, deposits, loan balances). Our secure and reliable facility is available worldwide twenty four (24) hours a day. Visit any of our branches and request your PIN today.

Cyber Cafe
A state of the art Cyber Café facility is now available at each branch office. We offer a comprehensive PC and internet suite, with a member of staff on hand to assist at all times. We are particularly happy to welcome students who come to do research, complete assignments or just relax and increase their PC skills.

Opening Hours:
Monday to Friday
Port of Spain & Tobago - 10:00 am to 6:00 pm
Arima – 8.00 am to 4.00 pm

Fee: $5.00 an hour

MSDP
Our objective is to assist in the development of our members by equipping them with the tools to earn additional income. Courses are offered two times per year. A Certificate of Participation is awarded to each participant who attends at least 75% of the classes. Some of the popular courses include: Balloon Art, Basic Upholstery, Tile Laying, Breads, Cakes and Pastries, Ballroom Dancing, Linens & Home Furnishings, Know Your Car & Tune Up, Exotic Our objective is to assist in the development of our members by equipping them with the tools to earn additional income. Courses are offered two times per year. A Certificate of Participation is awarded to each participant who attends at least 75% of the classes. Some of the popular courses include: Balloon Art, Basic Upholstery, Tile Laying, Breads, Cakes and Pastries, Ballroom Dancing, Linens & Home Furnishings, Know Your Car & Tune Up, Exotic Cooking.

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